Buy a Car / Home Planner

Please enter the present cost of Asset You are planning to purchase in future.

Different asset classes can deliver varying levels of returns for any given investment horizon. The following matrix can help you with the same

Debt Asset Class - Between 7% to 9%.
Ideal investment horizon is very short to medium term (few months to say 5 years)

Equity Asset Class - Between 10% to 15%.
Ideal investment horizon is long to very long term (say over 5 years)

You may partly invest in both to get an appropriate asset allocation for your investment horizon.

Inflation is generally inferred from the measure of CPI released by the government agencies. However, this figure is more about representing the price rise in the basket of goods and services used in consumption than the inflation in marriage costs. We should assume a higher rate of inflation (at least 2 to 5% higher) for marriage costs, considering its nature and also adjusting for the gradual rise in your living standards.

Enter the percentage for amount that you want pay as a down payment component. For e.g. Say the present cost of asset is Rs. 5 Lac and you want to pay Rs. 75,000 as down payment, which is 15% of present cost of an Asset so you need to submit 15%.

It is a rate of interest that borrower has to pay on his Principal amount / Loan Amount to institution from which he/she borrowing money.

Note: In this it is assumed that Interest Rate is of Fix nature and not floating one.